Privacy Statement and Notice.

Our Promise

Gougeon Insurance Brokers is committed to protecting your privacy and information.

Purpose of Statement

This statement outlines our responsibilities and your rights when it comes to the collection, use, and disclosure of your personal information, such as name, phone numbers, and email addresses.

Collection and Use of Personal Information

Depending on the nature of the insurance services you apply for and buy, the information we collect varies and may include payment methods and communication preferences.

Forms of Collection

Collection of information may take different forms from:

Information Directly from You

We collect personal information from you when you request a quote, apply for insurance, make a payment, or open a claim under your insurance policy. Personal information may include your name, contact information, marital status, driver’s license, vehicle or property descriptions, loan or mortgage details, payment or banking information.

Information from Third Parties

We also collect information from a number of third parties as permitted by law including insurance companies, government bodies, insurance adjusters, home contractors, auto shops, and other third parties who can provide information about or services related to your insured property.

We collect this information with your consent. Information may include but may not be limited to: driving record and claims history; credit information; accident reports; witness statements; and/or medical records.

Collection Methods

How we collect information depends on the services you apply for. Forms of collection and communication may include recorded calls, online chats and other communications between you and us, email exchanges, information we collect when you visit our website, applications or forms that you complete, transactions with us or with our affiliates, in-person meetings to ensure quality customer service, to confirm service details and your instructions, resolve complaints, and train our staff.

We may also send you emails or electronic newsletters or updates which contain tips and service updates.

Consenting for Others

We may ask you for information about other persons covered by your insurance or risk services with us. When you give us information about another person, we request that you ask for their permission to do so and consent to this Privacy Statement and Notice on their behalf.

Why We Collect, Use, and Disclose Information

We collect, use, and disclose information for a number of reasons including but not limited to:

  • Understand your needs and how to communicate effectively with you
  • Verify your identity and property or assets
  • Assess and underwrite insurance risks
  • Determine prices, fees, and premiums
  • Investigate and adjust insurance claims
  • Settle or arrange for settlement of insurance claims, including structured settlements
  • Promote services offered by us, our affiliates, strategic partners, including insurance companies, adjusters, and other intermediaries
  • Conduct market research to always serve you better
  • Report to regulatory or industry entities consistent with prudent and legally required insurance industry practices, including claims history
  • Detect, prevent and suppress fraud, unauthorized, or illegal activities
  • Comply with all applicable laws, including tax requirements
  • Share your information with third party service providers for external processing such as data or payment processing
  • Share your information among our affiliates for any of the above purposes

When We Disclose

Gougeon Insurance Brokers discloses information when:

Third Parties

When we disclose your personal information to third parties, we require them to protect and handle your personal information in a manner consistent with our privacy practices and all applicable laws. These third parties may at times process and store your information outside of Canada. If your personal information is processed or stored in a foreign country, it will be subject to that country’s laws and may be disclosed in accordance with those laws.

Business Transactions

If we enter talks about a merger, acquisition or asset sale with a third party, we may share your personal information with them as necessary to assess or complete the business transaction. If your information will be subject to new privacy practices resulting from a business transaction, we will give you notice of this.

Correcting and Accessing Your Information

You have the right to request correction of your personal information. You also have a right to access your personal information under our control, subject to any legal restrictions or rights of refusal. However, if you exercise this access right, we may charge you a reasonable fee for copying and sending the information from your file. If you want to access your file or have it corrected, please contact our office, toll free, at 1.800.461.1106.

Withdrawing Your Consent

You may withdraw your consent to the collection, use, and disclosure of your personal information, subject to certain limitations. However, if you do so, we may not be able to continue to provide you with our insurance products and services, or our best rate on your insurance policy. You may also withdraw your consent to the collection, use, and disclosure of your personal information for marketing practices. If you want to withdraw your consent, please contact our office, toll free, at 1.800.461.1106.

Gougeon Insurance Brokers

Head Office
120 Larch Street
Sudbury, Ontario
P3E 1C2
Toll Free: 1.800.461.1106
Fax: 1.705.675.7461
Email: info@gougeoninsurance.com

If you have a concern we are not able to resolve, you have the right to contact your privacy regulator. We will provide you with this contact information upon request.

We may update this Privacy Statement and Notice so please review it often. If we update our Privacy Statement and Notice, we will post the most recent version on this website.

Effective Date: March 27, 2017

Questions?

Questions or concerns? We want to hear about them.

©2017 Gougeon Insurance Brokers. All trademarks used herein are owned by the respective entities. All rights reserved. Policies underwritten by Gougeon Insurance Brokers.

Always refer to your insurance policy for information about your coverage, including limits, deductibles, and exclusions. In case of discrepancy, the insurance contract prevails over general information available on this site. Any policy related changes made on this site will not be effective until you receive confirmation.

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