On September 1, 2010, the Ontario government implemented changes to the accident benefit coverage section contained within the standard automobile Insurance Policy in Ontario. This section of the policy is what covers the policy holder, spouse/partner, dependents and any other occupants should they be injured in an automobile accident.

If you drive a vehicle, you need to make sure that you understand the choices you made prior to your policy renewal last year. More importantly, you need to know if these coverage choices still provide you with the adequate protection you need today. Your policy coverage options need to be personalized yearly and there is no better time than your renewal to take another look.